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Until now, sending money from corporate bank accounts has meant hopping between portals, memorizing cut-off times, and hoping the approval chain inside each platform matches company policy. Every bank looks—and behaves—differently, so finance teams waste hours on “portal gymnastics,” while internal controls sprawl across half a dozen interfaces.

A Treasury Management System is only as strong as its pipes: if account data doesn’t flow in cleanly, every report, and forecast is built on sand. Today there are two proven ways to move that data from your banks into a TMS—real-time APIs and secure file transfer—and each comes with unique strengths and trade-offs.